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Fight Or Flight! As Boomers Approach Retirement
Author: Jan Barosh, Sue Trumpfheller, Rosemary Hauschild, Stephanie Wood

You married for better or worse . . . but not for lunch?
The sun set on your honeymoon many years ago.
Your kids are approaching or have recently arrived at young adulthood.
You have been living in different domains—at the office—and now you are transitioning into sharing the same domain—your home—but who is in charge?
You are reclaiming your life . . . with no longer matching goals. One wants adventure (flight) . . . one wants to make it work (fight).

If you recognize this scenario, you are not alone. Millions of Baby Boomers are approaching retirement and asking “Who am I?” and “What is my life about?” And if you are part of a couple, there is more at stake than just adopting a new lifestyle.

So before you buy the red convertible and flee with the blonde 20 years your junior, or your young and handsome personal trainer, you may want to stop and take a look at how you can recapture your dreams through openly communicating your needs to your mate, identifying the negotiables, and reinventing your marriage.

If you “want to be me”, but you’re not sure how to “evolve into yourself”, you may find that participating in classes which address this common need, finding a way to involve your mate in open discussion to identify each of your needs and wants, and/or working with a relationship coach, may be less painful for you both.

Robert Pirsig’s Zen and The Art of Motorcycle Maintenance helped transform the Baby Boomers in their earlier years and helped show them how to live. Perhaps it’s time to dust off that old volume and add a chapter of your own. It’s not too early and it’s never too late to redefine the fundamental ways you choose to lead your life. Enlightenment and self-discovery are the legacy of this new generation.

Permission is granted to publish this article in full and with the following paragraph included:

© BoomerVilleUSA™. 2004. All rights reserved.
Co-authors are life and business coaches and co-founders of BoomerVilleUSA™, a virtual community of like-minded Baby Boomers who are redefining the meaning of retirement. For a free report on Boomers and the new retirement, contact them at boomervilleusa@hotmail.com and put “free report” in the subject line.

 

News

 

Peace of Mind in Retirement: Making Future Generations Better Off by Fixing Social Security
American workers could accumulate wealth in the thousands (in some cases, hundreds of thousands) of dollars through a Social Security reform that includes personal retirement accounts. This increased wealth would be in addition to a maintenance level of Social Security benefits and could help millions of parents, their children, and their grandchildren to attain greater economic security and independence through their own personalized retirement assets.
HOW TO MAXIMIZE RETIREMENT: Social Security: Be smart
No matter what age you are now, you probably think about Social Security benefits as they relate to your retirement planning. If you are younger, you may choose to run retirement projections with reduced or no benefits. For those of you who are middle-age to retirement-age, Social Security will probably be a piece of your retirement picture.
What If the Baby Boomers Had Personal Retirement Accounts? An Analysis of Retirement Security for Americans Age 40–58
If Social Security personal retirement accounts had been available to baby boomers, they would have substantially increased the baby boomers' net worth, especially among low-wealth families. Additionally, the gain in retirement security would be between &36;41,000 and &36;214,000 at age 65, in inflation-adjusted 2001 dollars.
Nov 08, 2006: New Survey: Many Americans Still Plan to Rely on Social Security for Retirement Income
Despite the common knowledge that social security and company provided pensions may not be available for Americans when they approach retirement, many still plan to rely on them as significant sources of income when they retire. According to a new survey by the Retirement Corporation of America, nearly one in four Americans indicate they will look to social security for their primary source of income during their retirement years. The survey also highlights a distinct gap between what Americans think they need to have saved by the time they retire and where they expect to derive their income during their retirement years.
CNN - The retirement plan Uncle Sam has right
Considering the mess that Social Security and Medicare are in, the federal government is probably the last place you'd look for insights about retirement planning.
Savage: Social Security timetable requires calculations
As baby boomers turn 60 there's a big decision on the horizon. Your decision to begin taking Social Security benefits will have an impact on all your retirement planning.


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